Kakeibo Yearly Planner

Introducing Kakeibo Planner - Japanese Art of Saving Money

Have you ever found it challenging to meet your saving goal even when you’re using a budget?

Most budgeting systems today involve deducting all your expenses from your income and save the remaining. However, this approach makes it very difficult to consistently reach your saving target. Instead of saving what you haven’t spent, Kakeibo lets you set up your saving target up front then spend the rest, so you won’t have to worry about coming short on your saving again.

✅ Benefits of Kakeibo:

• Grow your saving
• Encourage realistic monthly saving goal
• Celebrate small achievement
• Be mindful of your spending
• Get out of debt
• Avoid making impulsive purchases

🥳 Manage your personal finance for the entire year with Kakeibo Yearly Planner!

➡️ It comes in two versions:

Version A: Begin by establishing your annual savings goal and your monthly targets will be automatically calculated.

1. Calculate your income and fixed expenses for every month.
2. Calculate how much money you have left after deducting your fixed expenses and your savings target.

That's your monthly budget!

3. Keep track of every transaction and categorize them in four categories.

• Needs: your basic necessities like food, transportation
• Wants: things that are nice to have but not necessary like shopping, eating out
• Cultural: cultural activities like books, movie tickets
• Unexpected: expenses that you never saw coming like car repair, unexpected medical bills

This process can help you look back at your spending activities and give you an idea of where your money is going!

Add up all your weekly expenses and deduct it from your earlier budget and compare it with your saving goal.

✔️Finally, at the end of the month, review your spending and ask yourself these 4 questions:

1. How much money do you have?
2. How much money are you spending?
3. How much do you want to save?
4. How can you improve?

This end of month reflection can help you understand your spending habits and the underlying motivations, so you’ll be more thoughtful the next time making purchases.

📌This version maintains a consistent monthly savings goal throughout the entire year, eliminating the need to set a new goal every month. It is perfect for individuals with a clear understanding of their annual savings objectives.

Version B: Instead of committing to a year-long target, this version allows you to set monthly saving goals, giving you the flexibility to adjust the saving amount according to your current financial situation.

✔️For every month:

• Calculate your monthly income & fixed expenses.
• Set up your saving goal.
• This month’s budget will be calculated automatically by deducting the fixed expenses and saving goal from the total monthly income. The total expenses and the total savings will be updated whenever a new transaction is added.
• Track & categorize every transaction.
• Review your spending at the end of the month.

  🎉Watch your savings add up at the end of year!

  ---

📌This version requires a bit more effort, but the process of setting a new saving goal each month empowers you to take control of your financial well-being while remaining mindful of your personal objectives.

📌Version B is ideal for individuals who may not have a clear annual savings goal or those who prefer to determine their monthly savings amounts themselves.

Key Features:

• A 12 month- page linked with the Year Saving Goal and Year End review.
• Total savings and total expenses are automatically updated for your convenience.
• Automatic calculations make managing your finances a breeze.
• Simplify your spending into four distinct categories.
• Monitor your year-long saving journey and celebrate your achievements.
• Easy to change your currency.

🥳 SPEND LESS & SAVE MORE WITH KAKEIBO!

FAQs

1. What is Notion?
   Notion is an all-in-one workspace that allows you to take notes, add tasks, manage projects, and get organized.
2. Will I need to pay for a Notion subscription?
   No, Notion does offer a free personal plan with no strings attached.
3. How I will receive a template?
   After purchase, you'll receive a link to duplicate the Notion template to your workspace.
4. Can I share this template with others?
   No. This is a personal license for individual use only.
5. Is it possible to receive a refund?
   Refund is not available for this type of products.
6. Have more questions?
   Feel free to contact me at tuongvytien2209@gmail.com

Please support me by giving this template a 5⭐ rating!

Thank you so much ❤️